Banks and financial institutions offer a range of banking services to make their customers’ financial journey easy and hassle-free. Along with offering capital gains and credit services, these organisations also provide various features and benefits to uncomplicate their financial planning.
Among these services, banks offer online bank statements where you can easily track your banking activities and plan your finances accordingly. There are several ways to retrieve your bank statement online and offline through account numbers. Let us find out the ways to check online bank statements conveniently.
Can you check bank statements through the account number?
A new account number is assigned to individuals who open a bank account, and it is uniquely given to identify their account details. All the banking details can be tracked and traced through your account number. The bank and electronic system require your account number to process the request during online and offline transactions.
When checking bank statements, your account number can be used to acquire the transaction details. You can also use your account number to print passbooks and request payments. Most banks send e-statements to your registered email ID, so you don’t have to worry about doing them manually. However, you need to opt for these services during account opening.
If you are looking for a bank with easy-to-access banking services, you may opt for an IDFC FIRST Bank savings account. It offers monthly e-statements to your registered mail and sends SMS alerts for each transaction to keep you updated. You can also use the bank’s mobile app to access your e-statement and avail yourself of numerous banking services.
Ways to check your online bank statement
There are numerous ways to check your bank account statements. Some common ways are mentioned below:
- Through online banking
You can instantly access your last transaction details and bank account statements through your net banking account. Log into your account using your net banking credentials and choose the account statement option.
- Through the mobile banking app
Alternative to net banking, you can also use the mobile banking app to retrieve your online banking statement. Log into your mobile banking account and navigate to your account details to check your statements.
- Through your registered email
Most banks offer e-statement services you need to opt for during the account opening. The bank regularly sends account updates and statements to your registered mail ID.
- Using ATMs and passbook printing machines
You can also visit a nearby ATM or digital banking kiosk to get your bank statement using your debit card. While using the ATM, you must enter your account number using a passbook printing machine and a debit card. Once the details are entered, your transactions are printed on your passbook.
While an ATM shows only the last 5 to 10 transactions, you can use a passbook printing machine to get complete account statements.
A regular watch on your bank account statement can give you an insight into your spending habits and expense trend. You can use this data to plan your finances and avoid unwanted expenditures. Hence, it is always advisable to track your account statement regularly.
